know insurances law,rights and obligations
Documents to Keep in Your Car: Vehicle Registration Vehicle registration is a critical document that verifies your vehicle is officially registered with your state’s motor vehicle department, confirming you have fulfilled all necessary taxes and fees for your tags/license plates. It is mandatory for your vehicle to be registered before it can legally be driven…
Navigating Auto Insurance Requirements in the United States Crash In the United States, automotive insurance covering liability for injuries and property damage is compulsory in most states, but different states enforce the insurance requirement differently. Penalties for not purchasing insurance vary by state, but often include a substantial fine, license and/or registration suspension or revocation,…
Loan/lease payoff Loan/lease payoff coverage, also known as GAP coverage or GAP insurance, was established in the early 1980s to provide protection to consumers based upon buying and market trends. Due to the sharp decline in value immediately following purchase, there is generally a period in which the amount owed on the car loan exceeds…
Even when drivers do their best to drive safely, collisions can happen. It helps to know what to do in case you are in a crash. What Should I Do Right Away?If you’re in an accident, you first want to: What Should I Do Next?If the accident was minor and the area around you looks…
I. Introduction In the blink of an eye, a car accident can change your life. From minor fender-benders to catastrophic collisions, these incidents often leave individuals grappling with physical injuries, emotional distress, and financial burdens. In such tumultuous times, seeking the counsel of a car accident lawyer can be invaluable. These legal professionals specialize in…
FULL COVERAGE Full coverage is the term commonly used to refer to the combination of comprehensive and collision coverages (liability is generally also implied.) The term full coverage is actually a misnomer because, even within traditional “full coverage” insurance, there are many different types of coverage, and many optional amounts of each. “Full coverage” is…
Insurance providers In the United States in 2017, the largest private passenger vehicle insurance providers in terms of market share were State Farm (18.1%), GEICO (12.8%), Progressive Corporation (9.8%), Allstate (9.3%), and USAA (5.7%). Insurance is secured either by working with an independent insurance agent or with an insurance broker who is authorized to sell insurance policies. Some can represent several agencies or a growing number of online brokers who provide…
What Steps Should You Take Immediately After a Car Accident Even when drivers do their best to drive safely, collisions can happen. It helps to know what to do in case you are in a crash. first Right Away? If you’re in an accident, you first want to: Next right way? If the accident was…
Vehicle insurance in the United States : Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor…
Top Tips for Safety 1. Watch the weather: Avoid driving in fog. If you must drive in fog, set your headlights on dim (or low beam). If visibility becomes too poor, pull off the road as far as you can and stop. Keep your windows from fogging up by using the defroster or air conditioner…
