know insurances law,rights and obligations
After the Fire or Disaster: Dealing with Your Insurance Company Tips for homeowners facing fire, smoke, or other major damage, and possibly dealing with the daily costs of being unable to live at home. Learn how to get organized to make sure your insurer provides full and timely payments. Homeowners whose property has been damaged…
Homeowners insurance is one of the most important purchases that you can make to protect your home — and by extension, your family — from unexpected expenses that you would otherwise need to cover yourself. If you’re in the market for homeowners insurance, you probably have a lot of questions. How much coverage do you need? How much…
Whether your home was destroyed or partially damaged in a fire, the experience can have a long-lasting mental and financial impact on you and your family. In the aftermath of a house fire, it’s important to ensure family members, including pets, are safe and have temporary shelter if needed. You should file a claim with…
A house fire can be devastating. While usually, thanks to devices such as smoke and heat alarms, everyone gets out safely, possessions and valuables can be destroyed. This is why it’s so important to have home insurance. While you can’t get the items themselves back, you’ll be covered for any financial loss, and this could be…
HISTORY INSURANCE The first insurance company in the United States underwrote fire insurance and was formed in Charleston, South Carolina, in 1735. In 1752, Benjamin Franklin helped form a mutual insurance company called the Philadelphia Contribution ship, which is the nation’s oldest insurance carrier still in operation. Franklin’s company was the first to make contributions…
