know insurances law,rights and obligations
If you’re referring to life insurance, here’s a breakdown of the key aspects and considerations: 1. Types of Life Insurance 2. Reasons to Get Life Insurance 3. How to Choose the Right Policy 4. Beneficiary Designation 5. Underwriting Process 6. When to Get Life Insurance 7. Common Riders and Add-Ons 8. Review and Update Your…
If your home has been affected by a fire and you have homeowners‘ insurance, here’s a step-by-step guide to help you navigate the process: 1. Ensure Safety First 2. Notify Your Insurance Company 3. Review Your Policy 4. Document the Damage 5. Mitigate Further Damage 6. File a Claim 7. Keep Detailed Records 8. Work…
Self-insurance is financial strategy in which an individual or organization puts aside funds to cover potential losses instead of using standard insurance. If you’ve ever shopped for life insurance, you’ve probably asked yourself: Do I need this? Even if you’re confident the answer is yes, there’s a likelihood you’ve wondered how much of it you…
Self-Insurance: What it is, How it Works, Example What Is Self-Insurance? Self-insurance involves setting aside your own money to pay for a possible loss instead of purchasing insurance and expecting an insurance company to reimburse you. With self-insurance, you pay for a cost such as a medical procedure, water damage, theft, or a fender bender…
Learn about COBRA insurance and how to get coverage COBRA, the Consolidated Omnibus Budget Reconciliation Act, lets qualified workers keep their group health insurance for a limited time after a change in eligibility. How does COBRA insurance work? COBRA applies to most private sector businesses with 20 or more employees. It requires an employer’s group…
How to get insurance through the ACA Health Insurance Marketplace The Affordable Care Act (ACA) gives more people access to health insurance. Use the ACA’s Health Insurance Marketplace to find more affordable health insurance options. Find out if you are eligible for a Health Insurance Marketplace plan See if you are eligible to use the…
How and when to apply for Medicare Learn how Medicare works and how to sign up based on your situation. Find out where to get help with your benefits or replace your Medicare card. What is Medicare, and how does it work? Medicare is the federal health insurance program for people who are 65 and…
Health insurance Get information on Medicaid, Medicare, the ACA health insurance marketplace, and COBRA. How to apply for Medicaid and CHIP Medicaid insures people with a low income. The Children’s Health Insurance Program (CHIP) covers children. Learn about eligibility and how to apply for or renew coverage. Find out if you are eligible for Medicaid…
After the Fire or Disaster: Dealing with Your Insurance Company Tips for homeowners facing fire, smoke, or other major damage, and possibly dealing with the daily costs of being unable to live at home. Learn how to get organized to make sure your insurer provides full and timely payments. Homeowners whose property has been damaged…
What to expect A fire in your home can cause serious damage. Your home and many of the things in your home may be badly damaged by flames, heat, smoke and water. You will find things not damaged by the fire may still be ruined by smoke and may be soggy with water used to…
